1996-2008商业贷款利率（年利率）

商业贷款利率（年利率）

时间

6个月(含)

1年(含)

1至3年(含)

3至5年(含)

5年以上

1996.5.1

9.72%

　

13.14%

14.94%

15.12%

1996.8.23              

9.18%               

10.08%             

10.98%             

11.70%             

12.42%            

1997.10.23

7.65%

8.64%

9.36%

9.90%

10.53%

1998.3.25             

7.02%           

7.92%             

9.00%            

9.72%            

10.35%            

1998.7.1

6.57%

6.93%

7.11%

7.65%

8.01%

1998.12.7              

6.12%            

6.39%            

6.66%            

7.20%             

7.56%            

1999.6.10

5.58%

5.85%

5.94%

6.03%

6.21%

2002.2.21             

5.04%              

5.31%          

5.49%               

5.58%           

5.76%             

2002.2.21优惠利率

--               

4.77%             

4.77%              

4.77%             

5.04%               

2004.10.29

5.22%

5.58%

5.76%

5.82%

6.12%

2004.10.29优惠利率

--

4.95%

4.95%

4.95%

5.31%

2006.4.28             

5.40%            

5.85%            

6.03%           

6.12%            

6.39%           

2006.4.28优惠利率

4.59%           

4.97%           

5.13%           

5.20%             

5.43%          

2006.8.19

5.58%

6.12%

6.30%

6.48%

6.84%

2006.8.19优惠利率

4.74%

5.20%

5.36%

5.51%

5.81%

2007.3.18              

5.67%          

6.39%            

6.57%             

6.75%             

7.11%            

2007.3.18优惠利率

4.81%          

5.43%          

5.58%           

5.73%            

6.04%             

2007.5.19

5.85%

6.57%

6.75%

6.93%

7.20%

2007.5.19优惠利率

4.97%

5.58%

5.74%

5.89%

6.12%

2007.7.21                    

6.03%              

6.84%               

7.02%          

7.20%           

7.38%          

2007.7.21优惠利率

5.13%            

5.81%            

5.97%             

6.12%           

6.27%           

2007.8.22

6.21%

7.02%

7.20%

7.38%

7.56%

2007.8.22优惠利率

5.28%

5.97%

6.12%

6.27%

6.43%

2007.9.15            

6.48%             

7.29%             

7.47%            

7.65%          

7.83%               

2007.9.15优惠利率

5.51%           

6.20%           

6.35%             

6.50%             

6.66%           

2007.12.21

6.57%

7.47%

7.56%

7.74%

7.83%

2007.12.21优惠利率

5.58%

6.35%

6.43%

6.58%

6.66%

2008.9.16              

6.21%             

7.20%          

7.29%                

7.56%             

7.74%             

2008.9.16 优惠利率

5.28%               

6.12%            

6.20%               

6.43%            

6.58%             

2008.10.9

6.12%

6.93%

7.02%

7.29%

7.47%

2008.10.9 优惠利率

5.20%

5.89%

5.97%

6.20%

6.35%

2008.10.30         

6.03%          

6.66%         

6.75%               

7.02%           

7.20%            

2008.10.30优惠利率

5.13%          

5.66%             

5.74%                 

5.97%               

6.12%           

2008.11.27

5.04%

5.58%

5.67%

5.94%

6.12%

2008.11.27优惠利率

3.53%

3.91%

3.97%

4.16%

4.28%

2008.12.23       

4.86%       

5.31%       

5.40%        

5.76%       

5.94%       

2008.12.23优惠利率

3.40%       

3.72%       

3.78%       

4.03%       

4.16%       

注：迟延履行期间的债务利息=（利率÷100÷365）×标的额×天数×2倍